Fireplace Directory

Archive for December, 2009

Thinking about installing a Wood Stove in the basement. There is a window in the basement in a good location. However this is a 2 story with vinyl siding. It would probably be a pretty big project if I had to enclose the pipe all the way up past the roof.

My real question is does it have to go up over the roof line? I’ve seen these little vents that they’ve used on other houses in the neighborhood that go out the side, but I think that might be for a gas Fireplace.

If you don’t get the stove pipe higher than the roof, you’ll have two problems that I can think of. First, you won’t get sufficient draft for the stove to work. Insufficient draft will cause puff-backs and fill the basement with smoke….and C02. The second issue is more cosmetic….wood smoke produces creosote, so even the cleanest burning stove will probably discolor your vinyl siding.

Those little vents you see are for gas appliances and fireplaces with power exhaust. Don’t take chances, the folks at the store where you buy the stove should know the requirements in your area. They can either sell you the proper materials or recommend an installer.

Some of you will say – well if so many countries are going downhill economically what about the Republic of Panama? Well this is a good point. Panama is actually not dependent on any one country to any appreciable extent. In Panama 15%-20% of the economy is dependent on banking. Panama has about 150 banks that are from many different countries around the world which due to Panama’s Neutral Status and Bank Privacy Laws has turned Panama into the Switzerland of Latin America. Panama is not in any tax treaties is one reason this goes on. Income tax evasion is still a civil offense in Panama. Panama is the Switzerland of Latin America but in reality the protections and privacy laws in banking and in general are better here than in Switzerland, check it out for yourself. What this means is that it is unlikely for Panamas banking system which is a vital part of their economy to ever get hurt since it is spread out into so much of the world.

In Panama there are still Bearer Share corporations which are owned by no one on record anywhere but by the person who has the papers for the corporation. Thus corporations can be transferred in a few seconds with no recording of anything. It is very common to have a bearer share corporation own real estate in Panama thus making the real estate ownership untraceable and most inconvenient for an entity that goes around confiscating assets which governments and lawyers are so fond of doing. This has given Panama a healthy business regarding corporation registration and formation which again is another aspect of the economy of Panama likely to not be threatened. Similar to this is the maritime ships registration business which also brings in a lot of money to Panama and again is most unlikely to be at risk.

Any sort of property can be owned by a bearer share corporation in Panama – a store, real estate, artwork, collectibles, jewelry. It is a way of owning and controlling things that are impossible to trace back to you thus protecting the asset from litigation etc.

To further assist people with privacy and protection Panama has foundations which no one really ever owns and one can have the bearer share corporation owned by a foundation. If you could ever penetrate the corporation far enough to see who owned it the circumstances would be most confusing so it is a commonly employed asset protection tactic used by people worldwide. Any sort of property can be owned by a bearer share corporation in Panama – a store, real estate, artwork, collectibles, jewelry. It is a way of owning and controlling things that are impossible to trace back to you thus protecting the asset from litigation etc. A bearer share corporation can not have a bank account without providing the bank with what is called the beneficiary owner of the account which sort of reduces the privacy value of this vehicle when it comes to banking. Could one have a bearer share company own the house they live in and pay rent to the corporation in cash getting receipts from the corporation, sure why not.

Panama does not import or export that much to the USA. Panama trades a lot with many other countries. I can not ever once remember seeing an advertisement of any sort in the USA for tourism to Panama. Panama has a nice and flourishing tourism industry but it is not all that America dependent. Lots of tourists come from Central and South America. Mostly American go to the Caribbean. Prices are good enough and the travel times are somewhat less. Panama tourism involves tourists from many different countries not being dependent on any one of them. Let’s not forget the Panama Canal which generates one billion dollars a year in revenue which is a lot for a country of only 3 million people. They are considering expanding the capacity of the canal to handle super ships but in any event this revenue is most unlikely to go away, thus it is another ingredient adding to the stability of Panama. Panama is just beginning to exploit ecotourism another fantastic source of revenue. After this medical tourism will be pursued as another source of bringing revenue into the country. Panama grows things and manufactures very inexpensively – two vital ingredients for stability and economic growth. If this is not enough Panama uses the dollar as currency so you can have all the stability of the dollar and since oil is priced in dollars demand for dollars will be high especially with rising oil prices so you avoid any currency conversion costs and have stability. My bottom line is that Panama may very well be more stable and economically secure than your home country plus offer you a better lifestyle! Think about it!

Now there is a migration of people who want to live here which is just starting a real estate boom which you can still get in on at close to the ground floor. Remember such booms in the USA and how easy it was to make money. Remember buying a house and selling it at a profit before the construction was finished. Here is your second chance because this is happening in Panama right now. What is my point- sell your house while you can still realize some gains and come enjoy the good life in Panama while real estate is still a steal and what the heck buy a couple of spec houses or lots if you have the money – opportunities like this don’t come around that often.

Housing in Panama

Housing costs are not what they used to be. Housing prices are shooting up in recent years as more and more Expats discover the advantages of life in Panama. The peak in housing prices will be at the very end of 2007 or in 2008 (my guesstimate) then prices will stagnate for a while and probably fix there. A price decline would require a shortage of incoming Expats which is something I do not see happening any time in the near future. Most Expats are probably buying homes/apts for an average price of $160,000 taking into account many live in many different rural areas of Panama (see our real estate advertising section for details). As long as the Expat can sell their current home for more than the cost of their Panama home they will keep coming. Many Expats are getting $300,000+ for theircurrent homes trying to cash out before the bottom falls out due to rising unemployment, rising interest rates, rising bankruptcies, energy costs affecting commuters and home heating oil costs soaring too. Many Europeans are coming here to take advantage of the high Euro. Since Panama real estate is priced in dollars it is like getting a 20% discount for the Euro buyer. Now when the Euro falls they sell their real estate which in Panama is priced in US dollars thus when they convert back to Euros post sale, they will buy more Euros with their dollars which would rise in value if the Euro fell. Sort of a fail safe for the European speculators which there are plentiful of these days.

I would speculate that Panama City houses run about $1000 a square meter (a sq. meter is slightly over 10 square feet). So a 200 square meter apartment (approx 2100 sq. ft.) would be $200,000. Now this would be the starting price and you could surely negotiate this down somewhat. Prices in other outlying areas will vary so do check our real estate section for current prices and offering with pictures so you can see what you’d be getting.

Rentals in Panama city come in two flavors – furnished and unfurnished. Furnished units are hard to come by. Most furnished units will not have really nice furniture, got it? The furnished apartments will usually have furniture that shows wear and may not be so clean, even if you spend $1900 a month. So what we learned was this. Furniture in Panama is very nice and cheap, real cheap. Like a king size bed, no headboard with frame for $210. The mattresses are great, not cheap foam but hand built and firm. We bought a nice sofa, love seat, plush chair with an Italian fabric we picked out, custom built for us in five days, delivered $595. The furniture here is not upholstery over fiber fill but solid foam, it is hand built and really solid. You can easily nicely furnish a 2 bedroom apt for $2000-$3000 assuming there are appliances which it probably will have. A nice brand new with warranty washer, dryer, stove, refrigerator will run about $1600 – $1700 delivered and set up. To really put the dog on and go first class for a 2 bedroom figure $5000 for furniture (not including appliances) and we are talking really nice stuff – rosewood, plush sofas with big pillows, solid wood all the way. If you spent $8000 on a four bedroom house it would look like $35,000 of furniture stateside but would wear better and be more comfortable. Dishes, lamps and stuff like that are really cheap. Consider not bringing your furniture down. Sell it and buy new stuff here with the proceeds, you can really do it. Anyway if you rent unfurnished there will be many more places to look at in the city or in the outlaying areas. Unfurnished rents are cheaper and you can take the savings and invest in your own furniture.

If you spent $8000 on furnishing a four bedroom house it would look like $35,000 of furniture stateside but would wear better and be more comfortable.

Okay in Panama City you can get a nice two bedroom apt in a decent neighborhood where you will be happy for about $900. If you want to live in a high end neighborhood by the water it can get up to $1800 which would be top drawer. Three bedrooms would start at about $1000 for a nice apt unfurnished up to $2500 for top drawer in modern buildings on the water on a high floor with an unobstructed view. We saw nice furnished apartments with views, three bedrooms for $1100 a month. Most all of these building will have some view – city or water. There will usually be a balcony. There will usually be a swimming pool and a gym but do not expect much with the gym typically too under equipped to be of any value. There will be enclosed parking (2 spots usually) and very adequate security. Nice comfortable apartments that do have closets. In the outlaying areas rents are less and the amount of available rentals is also less with furnished rentals being especially hard to find. If the project of building the extra canal goes through it is expected to result in an apartment shortage due to extra workers being sent here by their companies which of course means you could buy an investment unit furnish it and rent it out for big bucks for many years while the new canal is being built, not kidding about this. As a Pensionado, if you buy or build a new house, you won’t pay property taxes for 20 years, nor will you pay taxes on foreign-earned income. Make sure you check out our real estate section to get up to date prices on rentals and purchases.

Most apartments and houses have maids quarters. They are usually the size of a large walk-in closet with a full toilet attached and not air conditioned. This is the way things are down here. A maid will run about $200-$250 a month, her benefits will be about $27 a month. The maid is on 6 days a week, off Sunday (is this why so many people eat out on Sundays). The maid will cook, clean, do laundry and even shop for groceries. She may or may not iron – this is a sore spot with maids????? Maids will also serve as babysitters but many have an additional nanny. You can also hire a driver for about same money if you let him live in. Some may elect to have a live in driver and have a day maid. Most dwellings only have accommodations for one servant to live in. A driver drives you to restaurants and then when ready to leave you call him on cell phone and he comes to pick you up in front, same for going to mall, movies, bank etc. He will also help with errands and around the house.

For more information, please visit:

http://www.panamaexpertos.com

http://www.panamaexpertos.com/info.php?page=content/real_estate_overview&pagenumber=2

http://www.panamaexpertos.com/info.php?page=content/real_estate_overview

Jean Bouttet
http://www.articlesbase.com/business-articles/panamas-position-in-the-scheme-of-things-95089.html

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Sierra II Outdoor Fireplace – With the Sierra Outdoor Fireplace, you can enjoy a real fire without the mess or hassle of real wood. Using Real Flame­ gel fuel, this outdoor accessory will make the perfect addition to your deck, balcony, porch or patio. Extend your outdoor living season and order yours today.Durably made to burn Real Flame­ gel fuel.Great for apartment or condo balconies where log fires are restricted.Features a convenient extinguishing lever to put flames out with ease.Includes protective cover when not in use and slide-out drawer for holding up to 4 cans of fuel.For outdoor use only.Real Flame­ fuel gel sold separately.Not for use with Real Flame­ Jr.

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Pellet Vent Kit For High Altitude Installation Simpson Dura Vent through the wall pellet stove Chimney kit. Stainless steel construction for durability and outside installation. Easy, DIY installation. Complete, through the wall installation kit. Adapt

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Thermostatic Sensor Control for Wood StovesFor use with model # s: 1100, 1400, 1900, 1450, 1100C.

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Just plug in and relax! Our electric fireplace is completely vent-free and requires no hookups. It features a 1,500W heater that uses a whisper-quiet fan to disperse warm air evenly, producing up to 4,600 BTU/hr. – enough to heat 400 square feet. The realistic flame pattern has a brightness control for day or night viewing and operates independently of the heater, for when you want the ambience of flickering flames without the heat. Classically designed Fireplace is crafted from solid wood with wood veneers and is easy to assemble. Remote control for added convenience. Size: 47″ x 16″ x 41″H. Found in Home Furnishings , Home Decor , Decorative Accessories , Fireplace Sets

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Leaking through the attic and down into the garage wall/ceiling (which is an inside wall and corner). I have ceiling damage and wall damage (not just discolored but falling down). I was told the Chimney cap is holding water and needs to be raised so that the water drains off as well as resilicone the corners of the cap.

Not sure how much it would cost, I know when I had water damage I used a site called Water Damage Local to find a local water damage service provider. I was amazed by how quickly they got out to my house and they give free estimates. I think it is a network of service providers all over the nation. Anyways, they give free estimates so it is worth a shot.

Here is the site: http://www.waterdamagelocal.com

You just put in your zipcode on the homepage and it finds a great company near you. Then you decide if you want to call or not. Good luck buddy!

Home Depot’s lowest price is $100 which isn’t terrible but I’d like to find one closer to $65. It’s hard to think of stores that might sell this.

Try craigslist.org in your area.Just type outdoor Fireplace in the homepage search bar and any that are for sale, will come up.Keep checking as new ads come up every day(actually every hour)

Acute bronchitis is an ilness that usually last about three weeks. It does not need special treatment and in most of the cases the condition only requires home treatment. In healthy persons, which do not suffer from other condition but acute bronchitis, the most usual steps to follow in treating acute bronchitis is reducing cough, pain and fever.

Medications are not indicated in this type of disease, especially antibiotics, because they may cause more damage than good. If you suffer from other conditions as well, besides acute bronchitis, treatment may be a little more extensive.

The treatment that is usually required for acute bronchitis is home treatment and includes the following:

– treating the cough, by using cough drops, drinking plenty of fluid and avoiding anything that might irritate your lungs;

– stop smoking, not drinking alcohol or caffeine;

– resting as much as possible, thus giving your body the necessary energy to fight the infection;

– breathing air that is moist, from a humidifier, from a recipient filled with hot water;

– In the last case scenario using antibiotics, especially for people who are more at risk of developing complications or for those who suffer from acute bronchitis for more than two to three weeks;

The reason why antibiotics are rarely used in cases of acute bronchitis is because this ilness is usually caused by viruses. As you know viruses do not respond to antibiotics, so taking this medication would further increase your chances of getting complications than healing you.

Of course there are also different methods by which you can prevent getting sick. One of the most important things to do is stop smoking if you are a smoker. If not, try to avoid as much as possible cigarette smoke. This smoke reduces your body’ s ability to fight against bacteria or viruses. There is also inticated that you avoid polluted air as much as possible. Also if you know you are allergic to different things, try to avoid the situations which may trigger your allergic reaction.

If possible try avoiding people that have a respiratory infection, such as a cold, especially if you suffer from different other medical problems. Also see a doctor and discuss your possibility of getting a vaccine against the flu. If you work in an environment full of dust or other irritants, try to wear a face mask. You can buy this from a pharmacy or even a store. At winter, if you have a stove that burns wood to create heat, it is indicated that you use it as less as possible or try to avoid the smoke and ash if possible.

For greater resources on bronchitis please visit http://www.bronchitis-guide.com/chronic-bronchitis.htm or http://www.bronchitis-guide.com/acute-bronchitis.htm

Groshan Fabiola
http://www.articlesbase.com/health-articles/different-types-of-treatment-for-acute-bronchitis-99602.html